Does Auto Insurance Cover Lightning Strikes?

Yes, auto insurance does cover lightning strike damage — but only if you have comprehensive coverage. Comprehensive insurance protects your vehicle from non-collision events such as weather disasters, vandalism, theft, and yes, lightning. If a lightning strike damages your car’s… Read More ›

Hit-and-run accidents are disturbingly common. On average, more than one hit-and-run crash happens every minute on U.S. roads. In 2021 alone, hit-and-run incidents led to 2,872 deaths nationwide. Every state has laws making it a crime to leave the scene… Read More ›

Whether or not you’ll pay a higher car insurance premium depends on your driving record. Let’s find out exactly how insurance rates are calculated and how you can avoid paying a hefty premium. (For questions or a free quote, call… Read More ›

Your driving record is one of the biggest factors insurance companies use to determine your auto insurance premium. A clean record with no accidents or violations signals that you’re a low-risk driver, which typically qualifies you for lower rates and… Read More ›