Emergency roadside assistance helps Illinois drivers with unexpected car issues such as dead batteries, flat tires, lockouts, or breakdowns. It includes towing, jump-starts, fuel delivery, and more. In Illinois, Insure on the Spot provides 24/7 nationwide roadside assistance with every auto insurance policy — at no additional cost.
This means you’re always covered in emergencies, whether you’re stranded on a Chicago expressway or stuck with a flat tire in a parking lot. Call 773-202-5060 or get a free quote online to start coverage today.
What Does Emergency Roadside Assistance Include?
Emergency roadside assistance provides services to help get your vehicle moving again when unexpected problems occur. These services include:
- Towing – If your car is disabled, a tow truck will take it to a nearby repair shop.
- Battery Jump-Start – A technician will come to start your car if the battery is dead.
- Flat Tire Change – Assistance in replacing a flat tire with your spare.
- Fuel Delivery – A small supply of fuel is delivered to help you reach the next gas station.
- Lockout Service – Help if you’ve locked your keys in the car.
- Winching/Extrication – Assistance if you’re stuck in snow, mud, or a ditch.
- Minor Mechanical Aid – On-site troubleshooting for quick fixes, like a disconnected hose.
Insure on the Spot provides all these services at no additional cost when you purchase an auto insurance policy.
How Do I Access Insure on the Spot’s Roadside Help?
If you experience a breakdown:
- Pull over safely and turn on your hazard lights.
- Call the 24/7 roadside hotline: 1-877-760-1477.
- Provide your location, policy details, and describe the issue.
- Wait for help to arrive — typically within 30–60 minutes.
This service works 24/7, 365 days a year, with no app or paperwork required.
When Should I Use Roadside Assistance? (Real-World Scenarios)
- Dead battery in winter: Jump-start service at home or work.
- Flat tire on a highway: Safer than changing it yourself roadside.
- Keys locked in the car: A locksmith will come to unlock the vehicle.
- Out of gas: Fuel is delivered to get you to the next station.
- Stuck in snow/mud: Winching service pulls you out.
- Overheated engine: Your car is towed to a nearby mechanic.
- After an accident: If your car isn’t drivable, get it towed safely.
How Much Does Emergency Roadside Assistance Cost in Illinois?
With Insure on the Spot: It’s free with your auto insurance policy.
- No added fees or annual memberships.
- No out-of-pocket cost at the time of service (except for things like the price of fuel or excess tow mileage).
- Nationwide availability – coverage follows you anywhere in the U.S.
By comparison, AAA and other clubs charge $60+ per year. Insure on the Spot offers this peace of mind at no extra cost.
Why Choose Insure on the Spot for Roadside Assistance?
- Included free with every policy
- One-stop convenience — same company for insurance and roadside help
- Local Illinois expertise with offices throughout Chicago
- 97% customer satisfaction
- 24/7 nationwide network
- Freedom to choose your own repair shop
- Bonus perks – discounts on car rentals, repairs, and more
- Affordable insurance + bundled roadside protection
Insure on the Spot combines affordability with trusted, responsive roadside help — no need to juggle separate plans or memberships.
FAQs About Roadside Assistance
Q: Is there free roadside assistance in Illinois?
A: Yes. State-run patrols (like *999 on tollways) provide limited help, but only on certain highways. Insure on the Spot gives you full 24/7 coverage statewide and nationwide, included with your insurance.
Q: Will using roadside assistance raise my insurance rates?
A: No, not typically. A few service calls per year will not affect your premium. Excessive or frequent use might raise concerns, but occasional help (like for a jump-start or tow) won’t hurt your rates.
Q: How many times can I use emergency roadside assistance?
A: Most plans allow 3–5 service calls per year. Insure on the Spot doesn’t publish a hard limit, but “reasonable use” applies. Occasional emergencies are covered, but excessive use could lead to restrictions.
Q: Can I use my roadside assistance if I’m out of state?
A: Yes. Insure on the Spot’s service works anywhere in the U.S. — from Illinois highways to cross-country road trips. Just call 1-877-760-1477.
Q: What isn’t covered by roadside assistance?
A: It doesn’t cover the cost of new parts (e.g., a new battery or tire), fuel (beyond the delivery), or long-distance towing beyond the mileage limit. It also doesn’t pay for major mechanical repairs — only the emergency help to get you moving again.
Q: Does roadside assistance cover any car I drive?
A: No. It only applies to the vehicle(s) listed on your insurance policy. If you’re driving a car that isn’t on your policy, the coverage doesn’t apply.
Ready to Get Covered?
Call Insure on the Spot at 773-202-5060. Every policy comes with emergency roadside assistance — free, automatic, and always available when you need it most. Drive with peace of mind, knowing help is just a call away.