Does Car Insurance Cover Vandalism?

Yes—car insurance covers vandalism if you have comprehensive coverage. This includes damage like keyed paint, smashed windows, slashed tires, or graffiti. If you only carry liability or collision coverage, vandalism isn’t covered and you’ll pay for repairs yourself.

To file a… Read More ›

Traffic violations almost always lead to higher car insurance premiums. Even a minor ticket can increase your rates, while serious offenses—like DUIs or hit-and-runs—can double them. In Illinois, multiple violations may also trigger license suspensions and require high-risk insurance filings… Read More ›

There are seven key types of auto insurance coverage: liability, collision, comprehensive, medical payments (MedPay), uninsured/underinsured motorist, personal injury protection (PIP), and gap coverage. Each offers protection for different situations, from accidents to theft or medical bills. In Illinois, drivers… Read More ›