Things to Remember when Applying for SR-22 Coverage
If your driver’s license has been suspended following a DWI or DUI arrest, or if you have been deemed a “high-risk driver” by your insurance company, you may be required to obtain special insurance coverage designed for drivers with problems on their driving records. SR-22 coverage is the most common method of insuring a vehicle for high-risk drivers and may be the only method of reinstating your license after a conviction of driving under the influence.
Drivers who have multiple traffic tickets, collisions, and other blemishes on their driving records may be required to obtain SR-22 coverage for themselves and the vehicles they operate. If you or someone you know is in need of reliable coverage for their automobile, contact the Chicago insurance agents of Insure on the Spot at 773-202-5060.
How to Obtain SR22 Coverage
If you are looking to obtain high-risk insurance coverage, you should:
- Contact your insurance agent and ask about SR-22 coverage or alternative options to reinstate your license or gain adequate protection
- Check with your current insurance company to determine what your risk-rating is, consider shopping different companies for the best quote possible
- Understand that insurance policies for high-risk drivers may be significantly more expensive than regular car insurance policies, but know that it is essential to carry adequate coverage for all vehicles and drivers
For drivers who are struggling to find insurance coverage due to traffic tickets, collisions, or DWI/DUI convictions, SR-22 coverage may be the best option for protecting themselves and others on the road.
If you are looking for a free, no-obligation, no hassle insurance quote in the Chicagoland area, contact an experienced Chicago auto insurance agent of Insure on the Spot at 773-202-5060 today.