Vandalism and Car Insurance
Car accidents aren’t the only ways that vehicles get damaged. Many vehicles are damaged each year in non-accident situations, such as storms, natural disasters, and by acts of vandalism. Unfortunately, car vandalism is a major problem in many large cities, although suburbs and rural areas have their share of vandalism as well.
If your car is vandalized, it is important to have the proper insurance beforehand to ensure that the repairs are covered by your insurance company. To learn more about protecting your wallet against costly vandalism repairs, contact the Chicago car insurance experts of Insure on the Spot today at 773-202-5060.
Types of Vandalism
Vandalism comes in many forms. Some of the common types of vehicle vandalism include:
- Broken windows
- Smashed mirrors
- Busted tail lights
- Slashed tires
- Scratched or spray-painted bumper or fender
Paying for Repairs
If your vehicle has been vandalized, it is important to have comprehensive coverage to ensure that your vehicle’s repairs are paid for. Whether your car is attacked by a rebellious teenager, a would-be thief, or a person who simply dislikes your choice of bumper stickers, vandalism damage usually qualifies under comprehensive coverage. With this plan, your insurance company will compensate you for the costs of any repairs necessary to restore your vandalized vehicle back to its condition before the attack.
To learn more about comprehensive coverage and how you can take steps to protect your vehicle from vandalism, please contact a helpful Chicago auto insurance professional at Insure on the Spot today at 773-202-5060.