Tips & Resources
Affordability
Yes. Completing a defensive driving course can lower your car insurance costs in Illinois. Insurance companies often reward safe driving habits with discounts on premiums. In fact, Illinois drivers – especially those 55 and older – may qualify for…
Coverages
If you own an older vehicle, deciding whether to keep collision coverage depends on several factors. Collision coverage helps pay for repairs or replacement if your car is damaged in an accident, but if your car’s market value is low,…
Claims
A car insurance claims adjuster is the professional responsible for investigating your car accident and determining how much the insurance company should pay for repairs or replacement. After an accident in Illinois, the adjuster will inspect your vehicle, review…
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773-202-5060Claims
Yes, you can file an insurance claim for non-collision window damage if you have comprehensive coverage on your auto policy. Comprehensive coverage protects against damage to your vehicle that isn’t caused by a traffic accident. This includes broken windows…
Coverages
TL;DR: To properly insure a vintage or classic car, you should choose a specialized classic car insurance policy with “agreed value” coverage. This ensures you and the insurer decide on the car’s value upfront, so if the car is…
Safety
Each state has its own specific laws regarding child car seats. As a parent or caregiver to a young passenger it’s imperative to familiarize oneself with local regulations as well as best practices for choosing, installing, and using these…
Safety
Yes, cell phones and teen drivers are a dangerous combination, and the consequences can be deadly. Using a phone behind the wheel significantly increases a teen’s risk of a crash and is often illegal for young drivers. For instance,…
Coverages
Car theft and vehicle arson are both serious crimes involving vehicles, but they differ in execution and intent. Car theft, also known as motor vehicle theft, refers to the act of stealing a vehicle, while vehicle arson involves deliberately…
Coverages
Modifying your car can lead to increased insurance premiums and even legal issues in Illinois. Changes such as adding a turbocharger, performance upgrades, or custom body kits can signal higher risks to insurers, which may cause your premiums to…
Affordability
Yes, you can still get car insurance with bad credit in Illinois, though it will likely be more expensive. Auto insurers often use your credit score to set rates, as studies show drivers with poor credit are statistically more…
Coverages
While most U.S. car insurance policies don’t cover you abroad, there are exceptions and ways to ensure you’re protected when driving outside the U.S. In most cases, your U.S. auto insurance will cover you in Canada, but you’ll need…
Affordability
Yes, disabled drivers in Illinois can get affordable car insurance. The law prohibits insurers from charging higher premiums solely because of a disability. Under the federal Americans with Disabilities Act (ADA), insurance companies cannot discriminate based on a driver’s…