At Insure on the Spot, we understand that disabled drivers have unique needs when it comes to car insurance. A vehicle for a disabled person may include modifications that allow him or her to operate the vehicle safely, such as a wheelchair ramp or hand controls. Because your vehicle is likely unique and required a significant expense to modify, it is important to protect your investment with a quality car insurance plan.

For assistance with finding affordable disabled driver insurance coverage, please contact one of our helpful Chicago auto insurance professionals of Insure on the Spot today at 888-972-SAVE.

Finding Affordable Insurance for Disabled Drivers

When it comes to finding car insurance, disabled drivers are often confronted with obstacles that other drivers do not face. Some insurance companies have even found loopholes in the law to discriminate against disabled motorists. While the law explicitly prohibits insurance providers from refusing coverage or charging higher rates to an individual because of a disability, insurance companies can still refuse coverage to or increase rates for drivers with heavily modified vehicles.

Heavily modified vehicles are an exception because many street racers modify their vehicles to boost their performance, which puts them at a higher risk of having an accident. Unfortunately, some insurance companies have abused this loophole in the law and used it to apply toward vehicles modified for wheelchair ramps or hand controls, even though it is clear that these modifications were made for a disabled driver.

At Insure on the Spot, our Chicago car insurance experts are committed to helping you find affordable coverage as a disabled driver. We will work with you to ensure that your insurance needs are addressed so that both you and your vehicle are fully insured against injuries or damages that may occur in an accident.

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To learn more about how we can help you find disabled driver’s insurance at a competitive rate, please contact the friendly Chicago car insurance agents of Insure on the Spot today at 888-972-SAVE.