Car Modifications and Insurance
Many people take pride in their cars and seek to make their vehicle unique. Owners may choose to modify their vehicles to appeal to their hobbies, interests, and personalities. Unfortunately, some modifications may be viewed as risky in the eyes of insurance providers and may make insuring your vehicle more expensive.
Modifications that increase the speed of an automobile or promote dangerous behavior like street-racing may signal dangerous or risky behavior behind the wheel. If an insurance provider has reason to suspect a driver may be engaging in racing or other dangerous actions in his or her automobile, the cost of insuring the driver may rise. If you are looking to insure a car, truck, or motorcycle, be sure to consult the Chicago insurance experts of Insure on the Spot at 773-202-5060 today.
Insurance for Modifications
Alterations that may increase insurance costs include:
- High performance engine parts
- Exhaust pipes
- Performance boosters
- Running lights
- Neon lights below the vehicle
- Modifications to showcase the inner workings of the car
- Exotic exterior paint jobs
In addition to additional insurance costs, people who modify their vehicles may be ticketed by law enforcement officers for their additions. Officers may issue citations to individuals who place illegal lights on their vehicles, communication systems like loudspeakers or PA systems, or who install parts to help the car’s performance in an illegal race.
If you are looking Chicago auto insurance, contact the insurance professionals of Insure on the Spot at 773-202-5060 today.