If you are trying to figure out which car insurance option is right for you, you could easily become overwhelmed by all the terms and options thrown at you. You may not be sure whether you should opt for a lower deductible with a higher premium, or a higher deductible and a cheaper policy premium.

The insurance experts at Insure on the Spot understand how important these considerations are when choosing an auto coverage policy. Speak with one of our Chicago auto insurance representatives by calling 1-888-972-SAVE to quickly and easily find a policy that meets your needs. Don’t wait, call today.

Understanding Deductibles and Coverage

The deductible is the dollar amount that you agree to pay if you are ever in an accident and have to file a claim with your insurance company. Therefore, once you meet the policy deductible, the insurance company should cover the rest of the applicable accident-related costs, up to the policy maximum.

The coverage amount is what your insurance provider will pay after you have paid the deductible. In general, if your deductible amount is higher, your coverage limit will also be higher. If you choose to pay less out-of-pocket, your insurance coverage policy could provide you with less compensation after an accident.

Contact Us

If you are not sure which insurance policy is right for your situation, talk to an auto insurance professional at Insure on the Spot by calling 1-888-972-SAVE. Our Chicago auto insurance representatives can assess your needs and ensure that you find a policy that fits you, all within minutes.