Tips & Resources
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In this article, we’ll break down exactly what appears on an auto insurance declaration page, why it matters, how to obtain it, and answer common questions. By the end, you’ll know how to use your dec page to stay…
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Yes, auto insurance does cover lightning strike damage — but only if you have comprehensive coverage. Comprehensive insurance protects your vehicle from non-collision events such as weather disasters, vandalism, theft, and yes, lightning. If a lightning strike damages your…
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Hit-and-run accidents are disturbingly common. On average, more than one hit-and-run crash happens every minute on U.S. roads. In 2021 alone, hit-and-run incidents led to 2,872 deaths nationwide. Every state has laws making it a crime to leave the…
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Whether or not you’ll pay a higher car insurance premium depends on your driving record. Let’s find out exactly how insurance rates are calculated and how you can avoid paying a hefty premium. (For questions or a free quote,…
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Your driving record is one of the biggest factors insurance companies use to determine your auto insurance premium. A clean record with no accidents or violations signals that you’re a low-risk driver, which typically qualifies you for lower rates…
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TL;DR: Owning multiple cars can be expensive, but you can save money by combining vehicles on one insurance policy (to get multi-car discounts), adjusting coverage on each car, and cutting other car-related expenses. For example, most insurers offer a…
Affordability
Did you know that an 18-year-old’s annual premium averages around $5,200, whereas a 50-year-old pays roughly $1,700 on average? That’s because younger drivers and very senior drivers usually pay the highest premiums. A simple reason is that insurers set rates…
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TL;DR: Used vehicles cost less upfront and typically have cheaper insurance and taxes, making them budget-friendly. New vehicles, on the other hand, come with full warranties, advanced safety tech, and no prior wear, but they lose value quickly (often…
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Wondering about the tow truck driver tipping etiquette? You’re not alone. It’s optional to tip two truck drivers, but let’s explore in depth if you should tip, how much, and when not to tip. For any questions about roadside…
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TL;DR: Choosing the right motorcycle helmet comes down to three main factors: safety certification, proper fit, and helmet style/type. Always pick a helmet that is DOT-approved (look for the DOT sticker on the back, meaning it meets U.S. safety…
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If your car is stolen, first confirm it wasn’t towed, then call police to file a theft report, and contact your insurer with your report number and vehicle details. The faster you report it, the faster your claim timeline can…
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TL;DR: If you owe more than your car’s value, gap insurance covers the difference if it’s totaled or stolen. You probably don’t need gap insurance if your loan balance falls below the vehicle’s worth. Many leases include it by…