Off-Road Vehicle Insurance: What It Covers & Why It Matters
Off-Road Vehicle Insurance: What It Covers & Why It Matters ›
TL;DR: Off-road vehicle insurance protects your ATVs, UTVs, dirt bikes, snowmobiles, and other off-road vehicles from damage, theft, and liability risks. It typically includes liability coverage for injuries and property damage, plus options like collision and comprehensive to protect your… Read More ›
How to Qualify for a Good Driver Discount in Illinois (2025 Guide) ›
TL;DR: In Illinois, to qualify for a good driver discount, maintain a clean driving record for 3-5 years. Insurers typically offer discounts ranging from 10% to 30%. Avoid accidents and serious violations to qualify for lower rates.
Insure On The Spot… Read More ›
What are the Benefits of a Clean Driving Record? ›
TL;DR: A clean driving record, meaning no accidents or violations, can significantly reduce your car insurance costs, help you qualify for insurer perks, and even improve your job prospects (especially for driving-related roles). Insurance providers reward safe drivers with discounts… Read More ›
What Happens When Your Boat Is Totaled? ›
TL;DR: If your boat is sunk or destroyed, your insurer will likely declare it a total loss when the cost to repair exceeds its value or it can’t be safely repaired. Once the boat is totaled, you’ll receive a payout… Read More ›