Whether they are used for leisure, sport, or transportation around off-road locations, dirt bikes and other off-road vehicles can be fun for riders of all ages. Passenger vehicles on roadways require extensive auto insurance coverage before they can be operated legally, and owners of off-road vehicles should consider treating their dirt bikes, motorbikes, and ATVs in the same regard.

In the case of collision, theft, vandalism, or other damage, off-road vehicle owners may want to have adequate insurance coverage for help with repair or replacement. Typically, riders of such vehicles do not need to worry about carrying the same type of coverage as passenger vehicles, and may find that it is very affordable to carry insurance for their off-road vehicles.

The Importance of Off-road Insurance

Drivers may benefit from insuring their off-road vehicles in case of:

• Theft
• Damage caused in crashes during use
• Collision with other ATV’s, dirt bikes, or motorbikes
• Vandalism
• Flood damage
• Wind damage
• Hail damage
• Fire damage

For many vehicle owners, dirt-bikes, ATVs, and other vehicles used for recreation may be relatively inexpensive to insure, but can be quite costly to replace. In some cases, people will store their vehicles in garages, outside, or in areas with relatively low security, so it may be important to protect against theft and vandalism.

Contact Us

For a free, no-hassle, no-obligation auto insurance quote, contact the experienced Chicago insurance agents at Insure on the Spot at 773-202-5060 to protect your vehicles today.