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Car Insurance Deductible Explained

Oct
28

What Is a Car Insurance Deductible and How Does It Work? ›

October 28, 2015

TL;DR: A car insurance deductible is the amount you pay out-of-pocket on a claim before your insurance covers the rest of the cost. For example, if your deductible is $500 and you have $2,000 in covered repair costs after… Read More ›

In: Claims, Coverages
Oct
28

How Does Divorce Affect Car Insurance in Illinois? ›

October 28, 2015

TL;DR: Divorce can impact your car insurance in Illinois by requiring each spouse to obtain their own separate policy after moving to different residences. Auto insurance policies are tied to the household, so once you and your ex-spouse establish… Read More ›

In: Coverages
Oct
28

How Does Car Insurance Change After College? ›

October 28, 2015

After college, your car insurance will likely change, and you’ll need to adjust your policy. If you were previously covered under a parent’s insurance plan, it’s time to secure your own coverage. Graduating often means losing student discounts and… Read More ›

In: Affordability, Coverages
Oct
28

Do Car Buyers Need Gap Insurance in Illinois? ›

October 28, 2015

TL;DR: Yes – gap insurance (Guaranteed Asset Protection) is an optional coverage that pays the difference between your car’s actual cash value and the remaining loan or lease balance if the vehicle is totaled or stolen. In Illinois, gap… Read More ›

In: Affordability, Coverages
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