Do Occasional Drivers Need to Be Listed on Your Auto Insurance Policy?
Do Occasional Drivers Need to Be Listed on Your Auto Insurance Policy? ›
TL;DR: Yes, if someone drives your car regularly, they should be listed on your auto insurance policy as an occasional (secondary) driver. For infrequent use, your insurance’s permissive use clause typically covers them. Having the right drivers listed on your auto… Read More ›
Are Neighborhood Streets Safe to Drive On? ›
TL;DR: Neighborhood streets may seem safe, but they can hide unexpected dangers like children, pets, and pedestrians. Over half of serious car accidents happen within 25 miles of a driver’s home. Always drive carefully, adhere to speed limits, and stay… Read More ›
Rental Reimbursement & Towing Coverage: What It Pays ›
Rental car reimbursement and towing coverage are optional add-ons that pay for a rental car and towing services when your vehicle is undrivable due to an accident or breakdown. These coverages save you from paying hundreds out-of-pocket when your car’s… Read More ›
What Is Medical Payments Insurance (MedPay) and Do You Need It in Illinois? ›
TL;DR: Medical Payments (MedPay) coverage is an optional add-on to your auto insurance that pays for your medical bills after a car accident, regardless of fault. While it’s not required in Illinois, it offers essential protection for you and your… Read More ›