Why Do You Need Motorcycle Insurance in Illinois?

TL;DR: Motorcycle insurance is required by Illinois law and protects you from major financial and legal risks. You must carry liability coverage at minimum. Riding without it could result in fines, registration or license suspension, or even SR-22 requirements. A… Read More ›

PLPD stands for Personal Liability and Property Damage insurance—a basic, liability-only auto insurance policy that meets Illinois’ legal minimum requirements. It covers injuries and damage you cause to others in an accident but does not pay for repairs to your… Read More ›

Liability car insurance is legally required in Illinois and most other states—but many drivers don’t fully understand what it actually covers. In short, liability insurance pays for damage or injuries you cause to others in an accident, not your own… Read More ›

Yes—car insurance covers vandalism if you have comprehensive coverage. This includes keyed paint, smashed windows, slashed tires, and graffiti. If you only carry liability or collision coverage, vandalism isn’t covered and you’ll pay for repairs yourself. To file a claim… Read More ›