What Is Personal Watercraft Insurance and Why Do You Need It?
What Is Personal Watercraft Insurance and Why Do You Need It? ›
TL;DR: Personal watercraft (PWC) insurance is essential for Jet Ski, Sea-Doo, WaveRunner, and similar vessels. It offers financial protection for accidents, injuries, theft, or property damage that typical home or auto policies don’t cover. While not always legally required, it’s… Read More ›
What Is Off-Road Insurance and Why Do You Need It? ›
TL;DR: Off-road insurance is essential for vehicles like ATVs, UTVs, dirt bikes, and snowmobiles. Standard auto and homeowners insurance don’t cover off-road activities, leaving you financially vulnerable.
Off-road insurance offers coverage for liability, theft, damage, and injuries, making it crucial for… Read More ›
What Are the Best Ways to Save on Car Insurance in Illinois? ›
TL;DR: Illinois drivers can save on car insurance through a variety of discounts based on driving habits, vehicle features, personal affiliations, and payment choices. By bundling policies, maintaining a clean driving record, and utilizing safety features, you can significantly reduce… Read More ›
Do Occasional Drivers Need to Be Listed on Your Auto Insurance Policy? ›
TL;DR: Yes, if someone drives your car regularly, they should be listed on your auto insurance policy as an occasional (secondary) driver. For infrequent use, your insurance’s permissive use clause typically covers them. Having the right drivers listed on your auto… Read More ›