How Does Speeding Affect Auto Insurance Coverage in Illinois?

TL;DR: Speeding in Illinois can lead to significant increases in car insurance premiums – often 20–25% higher for a first speeding ticket. Tickets stay on your record for up to five years, and the surcharge can last for 3–5 years.… Read More ›

Yes, your car insurance can cover a single-car accident in Illinois, but only if you have the right types of coverage. Standard liability insurance, which is required by Illinois law, does not cover your own vehicle’s damage in a solo… Read More ›

TL;DR: RV insurance includes standard coverage like liability, collision, and comprehensive options. Full-time RVers can add personal liability, personal belongings protection, and emergency expense coverage. Illinois law requires minimum liability for motorhomes, while towable trailers are exempt from separate liability… Read More ›

TL;DR: Simplifying your car insurance payments is easy with flexible payment plans like monthly, semi-annual, or annual options. Insure on the Spot offers online, mobile, phone, and in-person payment methods, and autopay for added convenience. 

Pay in full for potential discounts.… Read More ›