CALL NOW 773-202-5060 | Español
  • Make My Payment
  • Renew My Policy
  • Customer Service
  • Locations
  • Contact Us
Insure On The Spot
  • Auto Insurance
  • SR22 Insurance
  • About Us
  • Blog
  • Get Free Quote
  • Make My Payment
  • Renew My Policy
  • Customer Service
    • Payment Options
    • Roadside Assistance
    • Report An Auto Insurance Claim
    • Auto Insurance FAQs
    • Tips & Resources (Articles)
  • Locations
    • Corporate Headquarters
    • Chicago, IL South
    • Berwyn, IL
    • Melrose Park, IL
  • Contact Us

Understanding AD&D Insurance and Coverage in Chicago

Feb
5

Understanding AD&D Insurance and Coverage in Chicago ›

February 5, 2026

Accidental Death & Dismemberment (AD&D) insurance is a special coverage that pays cash benefits if an accident causes your death or serious injury. Understanding AD&D insurance and coverage is crucial for Chicago drivers looking for complete protection. In Illinois, AD&D… Read More ›

In: Coverages
Feb
4

Types of Coverage: Actual Cash Value vs Replacement Cost in Chicago ›

February 4, 2026

For Chicago drivers, understanding Actual Cash Value vs Replacement Cost is crucial when selecting auto insurance coverage. These terms determine how a claim pays out if your car is stolen or totaled. Standard policies pay the actual cash value (depreciated… Read More ›

In: Coverages
Jan
31

Top 5 Auto Insurance Add-Ons for Your New Car in Chicago ›

January 31, 2026

In Chicago, new car owners often ask what extra coverages to get beyond basic auto insurance. The top auto insurance add-ons for your new car include GAP insurance, roadside assistance, and rental car coverage for peace of mind on Illinois… Read More ›

In: Coverages
Jan
20

Who Will Insure a High-Risk Driver in Chicago? ›

January 20, 2026

If you’re a high-risk driver in Chicago, you might wonder who will insure you – the answer is Insure on the Spot, your local high-risk auto insurance specialist. Even with accidents, tickets, or a DUI on your record, we can… Read More ›

In: Coverages
Older Articles ›

Get Auto Insurance

Choose a Topic:

  • Affordability
  • Claims
  • Coverages
  • Driving Local: Chicago Guide
  • Education
  • International
  • Legal
  • License & Registration
  • Maintenance
  • Rentals
  • Safety
  • SR-22
  • Tips
  • Uncategorized
  • Vehicle Type Guides
Road Curve
Services
  • Auto Insurance
  • SR22 Insurance
  • Motorcycle Insurance
  • Get FREE Quote
  • Make My Payment
  • Renew My Policy
  • Call Now 1-773-202-5060
Locations
  • Corporate Headquarters
  • Chicago, IL South
  • Berwyn, IL
  • Melrose Park, IL
  • Additional Areas Served
Need Help?
  • Easy Payment Options
  • Report a Claim
  • Auto Insurance FAQs
  • Tips & Resources (Articles)
  • Contact Us
  • Employment Opportunities
  • Location Finder
  • ILIVS Illinois Insurance Verification System
  • See what our customers are saying about us!
Get Auto Insurance
Get Free Quote
  • Affiliate Login
  • Privacy Policy
  • Sitemap
  • Terms & Conditions
Copyright © 2026 Insure On The Spot
Trusted Since 1986