Does Car Insurance Cover Tree Damage in Chicago?

Chicago is known as the Windy City for a reason – falling tree branches during storms are not uncommon. So does car insurance cover tree damage? The answer is yes, but only if you have the right coverage. For… Read More ›

Zero-deductible car insurance is a policy option where you pay $0 out-of-pocket on a covered claim. In other words, after an accident or damage, your insurance covers the entire repair bill from the first dollar. It’s an appealing idea… Read More ›

When test-driving a car in Chicago, most dealerships carry insurance on their vehicles, so you typically don’t need your policy. Illinois law even makes the dealer’s coverage primary during a test drive. That means if an accident occurs, the dealer’s… Read More ›

Accidental Death & Dismemberment (AD&D) insurance is a special coverage that pays cash benefits if an accident causes your death or serious injury. Understanding AD&D insurance and coverage is crucial for Chicago drivers looking for complete protection. In Illinois,… Read More ›