Tips & Resources
Safety
Driving at night in Chicago can be challenging, but following the right precautions will keep you safe. Some essential safety tips for driving at night include slowing down, using your headlights correctly, and keeping your windshield and mirrors clean…
Safety
Sharing Chicago’s roads with bicyclists comes down to awareness, patience, and following safety rules. Drivers should stay alert for bikes, give cyclists plenty of room (at least 3 feet by Illinois law), use caution at turns and intersections, and…
Legal
TL;DR: In Illinois, certain traffic offenses automatically result in a driver’s license suspension or revocation, including DUI, reckless driving, and leaving the scene of an accident. Illinois takes the safety of its roads seriously, and certain offenses result…
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No — car insurance companies don’t require an emissions test to start a policy. Emissions testing is a state requirement for vehicle registration, and Illinois can deny registration renewal if your vehicle doesn’t comply. Here’s how Illinois emissions testing…
Maintenance
TL;DR: The best way to prevent a car breakdown is to keep up with regular maintenance (oil changes, battery and tire checks, etc.) and address small issues early. Safe driving habits (no hard braking or overloading) also reduce wear…
Safety
Do you still need auto insurance for a used car? Yes, you do, but because pre-owned models cost less than brand-new ones, the premiums usually go down, too. To insure a used car, you must purchase at least your…
Safety
Do you start your day stressing about whether you’ll make it to work on time? Don’t worry, you’re not alone. Research shows that commuting is considered a top work stressor (on par with issues like low pay!). So what…
Safety
Holiday periods see more traffic and more accidents, but having a designated driver, planning your route ahead, preparing for emergencies, avoiding distractions, and driving defensively can greatly reduce your risk. How? Keep reading to find out! (If you need…
Coverages
Driving without insurance is illegal in Illinois and can lead to fines, suspended plates/registration, and driver’s license consequences—especially if you’re stopped or involved in a crash. Penalties can increase for repeat offenses, and some drivers must file an SR-22…
Coverages
Why would rideshare drivers need auto insurance despite their company’s personal auto policy? It’s because the insurance policies kept in place by services like Uber or Lyft are limited and often won’t cover all situations. Keep reading to find…
Coverages
TL;DR: When choosing an auto insurance deductible, consider factors like your budget (how much you can pay out-of-pocket), your driving risk and habits, your vehicle’s value, and your environment. A higher deductible lowers your premium but means more cost…
Legal
Yes — you can still get car insurance with a suspended license in Illinois, but the right approach depends on why you were suspended and whether the state requires an SR-22. In many cases you’ll need proof of coverage…
