A car accident can happen at any time, no matter how safely you were driving. Therefore, it is important for all drivers to be familiar with the proper procedure to follow after a car accident in order to make sure everyone involved stays safe and any subsequent insurance claim can be filed correctly. If you are involved in a car accident, follow these simple steps:

• Exit the vehicle and move to a safe location. The first step to take after any accident is to ensure everyone’s safety. Carefully exit the vehicle and move a safe distance away, staying aware of other traffic.
• Get medical assistance, if necessary. If someone has been injured in the accident, it is important to call 911 immediately.
• Contact the police. Even in minor accidents, it is important to have a police officer present so that he or she may complete a police report. You will need a copy of this report in order to file a claim with your insurance company.
• Exchange information. You need the other person’s insurance information in order to file a claim with your insurance company. Even if the other person involved in the accident is impolite or uncooperative, it is important to persist and calmly collect their information. Do not discuss the events of the crash, since this could affect your ability to pursue legal action later.

Contact Us

In case of an accident, it is important to hold proper car insurance in order to help compensate you for your damages. Contact the Chicago auto insurance agents of Insure on the Spot today at 773-202-5060 to learn more about your Chicagoland car insurance options.