A side collision accident is one in which one vehicle strikes the side of another vehicle. Also known as a “T-Bone” crash, its aftermath can be especially severe. The sides of a vehicle are not as well constructed with crumple zones as are the front and back of a vehicle. Because the side of the vehicle is less protected, a driver or passenger on the crash side may be severely injured in a side collision.

Protecting Yourself in Case of an Accident

Side collisions often occur because one driver fails to stop or yield at an intersection according to the marked signs or lights. If a motorist disregards a sign or light, he or she may strike an oncoming vehicle on its side, possibly causing it to spin out of control or roll over. These accidents often happen so suddenly that there is little time to react to prevent it. However, there are steps that you can take to protect yourself and your loved ones in case you are involved in a side collision.

Having adequate car insurance can go a long way to protecting you in an accident situation. Liability insurance covers the cost of damage and injury caused to another party if you are found to be at fault, and it can also protect you from a lawsuit. If another driver is at fault but does not have insurance, uninsured motorist coverage helps to ensure that your injury costs are still paid for.

When no one can be found to be at fault for a side collision accident, having collision coverage and medical expenses coverage will ensure that you receive compensation to cover your injury costs and vehicle repair costs.

Contact Us

Do not let yourself be caught unprepared in an accident situation. For information on finding the appropriate car insurance coverage for your needs, contact the friendly Chicago auto insurance professionals of Insure on the Spot today at 888-972-SAVE.