RV Rental Insurance
Many people want to travel by RV, but do not wish to purchase their own vehicle. Instead, many RV vacationers choose to rent rather than buy. Unfortunately, even the best driver is more likely to get into an accident in a large RV than a smaller car simply because of the differences in handling. While renting a vehicle for a long trip, it is important to consider RV rental insurance to protect yourself from extensive out-of-pocket costs in the event of an accident, vandalism, or theft.
Your Insurance Options for Rental RVs
In some cases, your rented RV may be covered by your regular auto insurance policy. If you plan on renting an RV, consider updating your car insurance policy so that it will also cover your RV. To do this, check with your insurance company to be sure that the option exists to add the RV rental agency to your existing policy. If so, check to see exactly how much coverage is offered and the cost of the coverage.
Sometimes simply adding the rental RV to your policy does not provide adequate coverage; you may choose to purchase additional coverage for more comprehensive protection. RV rental insurance can cover the cost of losses in the event of:
- Damages to the RV from an accident or from vandalism
- Road-related wear and damage
- Damages to other vehicles or property
- Theft of the RV or of personal property inside the RV
- Some damages to the interior or appliances of the RV
Our Chicago motor vehicle insurance agents can make your search for affordable insurance quick and simple.