In the aftermath of an accident, your top priority is probably making sure that everyone involved is all right and has not suffered any serious injuries. Although you see the damage to your vehicle, the last thing you may feel like doing is reporting the accident to your insurance company. However, your car insurance policy requires that you report any accident or loss immediately.

Reporting an Accident

It is important to report an accident to your car insurance company as soon as possible for a variety of reasons:

• Your insurance company wants to hear your side of the story. If you were in an accident that involved more than just your vehicle, your insurance company wants to hear your side of the story. If you do not contact them immediately, the only record they have of the accident is that provided by other parties. If you do not contact them with your version of events, the only choice they have is to make their decisions based on the other parties’ statements.
• Your insurance company wants to evaluate the damage and write an estimate immediately. Even in a single car accident, your insurance company still wants to know about the accident immediately. After your car is damaged, it decreases in estimated value because of its new condition. In addition, this helps the insurance company determine which damages are covered in the event of a future accident.

If you have chosen the right insurance company, they will be able to provide the prompt assistance you need. To learn about your Chicago auto insurance options, call Insure on the Spot today.

Contact Us About Accident Reports

Insure on the Spot makes finding a reliable insurance policy fast and simple. For more information about car insurance and your options throughout the Chicago area, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.