In Illinois, there are several criminal offenses and traffic violations that can lead to a mandatory driver’s license suspension. Driving is considered a privilege, and the Illinois Department of Motor Vehicles (DMV) may temporarily revoke your license if you commit an offense that classifies you as a danger on the road. Having your license suspended not only affects your ability to drive, but also makes it more difficult to find affordable car insurance once your license is restored.

List of Offenses

If you have been ticketed for or convicted of any of the following offenses, your Illinois driver’s license may be suspended by the DMV:

• Driving Under the Influence (DUI)
• Leaving the scene of an accident
• Fleeing from the police
• Drag racing on public streets
• Reckless driving: 3 offenses within a 1 year period
• Reckless homicide
• Driving a commercial vehicle without a valid license
• Minor in possession of alcohol: 2 offenses before the age of 21
• Transportation of alcohol by a minor: 2 offenses before the age of 21

Restoring Your Driving Privileges & Insurance

Any of these offenses gives the DMV valid reason to suspend your driver’s license. When your license is suspended, you cannot legally drive a vehicle until it is restored. However, if not having a license causes you significant economic hardship, you may be eligible to apply for a temporary driver’s license. To legally drive, you must file an SR-22 form with the state to prove that you have adequate insurance coverage.

While many insurance companies will charge sky-high rates for SR-22 insurance or will refuse to cover you at all, the helpful Chicago car insurance representatives of Insure on the Spot can help you find the affordable SR-22 coverage that you need to get back on the road.

Contact Us

To learn more about SR-22 insurance and how we can help you find affordable coverage that meets your needs, don’t hesitate to contact the friendly Chicago auto insurance experts of Insure on the Spot today at 773-202-5060.