Minimum Car Insurance Requirements in Illinois
In order to be in compliance with the mandatory insurance law, you must have liability coverage with coverage amounts of:
- $25,000 injury or death of one person in an accident
- $50,000 injury or death of more than one person in an accident
- $20,000 damage to property of another person
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In the event that you get stopped for a traffic violation or are involved in an accident, you will be required to provide proof of insurance. Also, you may be chosen to provide the state with proof of coverage at any time through a random questionnaire sampling process. You will be required to provide information including the name of your insurance company and policy number, all of which will be verified with the company listed.
The minimum fine for driving uninsured is currently set at $500 along with a suspension of your license plates. A minimum fine of $1,000 is issued thereafter if the vehicle is driven with suspended plates for a previous insurance violation.
All in all, driving uninsured could cost you more than an insurance policy, so don’t delay, and get your coverage today!
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