Storms can cause costly damage to homes, businesses, and vehicles alike. While everyone knows that it is better to park your car in a covered area during a storm, sometimes that isn’t possible. Perhaps you don’t have a garage or covered parking at work or at home, or maybe you were out driving when a severe storm hit. Whatever the reason, storm damage happens from time to time, which is why it is important to have the proper insurance coverage so that you can be compensated for your vehicle repairs.

Types of Damage

Stormy weather can easily cause hundreds or thousands of dollars in damage to a vehicle. Strong storms regularly cost an area or state millions or even billions of dollars in total. Some storm elements that can inflict significant damage include:

• Hail
• Strong winds
• Lightning
• Flooding
• Tornadoes
• Falling branches or other debris

Any of these elements can wreak havoc on a vehicle that is left outside and unprotected during a storm.

The Importance of Comprehensive Coverage

Fortunately, comprehensive coverage insurance could save you thousands of dollars in repair costs by fully insuring your car against storm damage. Comprehensive coverage is an optional type of car insurance that insures your vehicle against non-accident damage, such as vandalism, fire, storm damage, natural disasters, and theft. If your car needs repairs after a storm, you have the option of filing a claim with your auto insurance company to recover payment for the repairs. Just one bad storm can make your comprehensive coverage well worth the investment.

Contact Us

For more information on how to protect your vehicle and your wallet from storm damage repair costs, contact a friendly Chicago auto insurance professional of Insure on the Spot today at 773-202-5060.