Car Insurance for Elderly Drivers
While it can often be said that significant driving experience can be a benefit to some drivers, it is important to realize that reaction time and important motor skills may suffer when people reach advanced age. Senior citizens should take time to assess their driving skills before operating a motor vehicle and should make sure to carry adequate insurance at all times to protect themselves and others in the event of an accident.
Unfortunately senior citizens may discover that their auto insurance rates rise significantly as they get older. This is often due to the high rates of collisions caused by persons who are 75 and older. In order to reduce the costs of their policy, older drivers may wish to explore their insurance options. If you would like to know more about car insurance for elderly drivers, contact the Chicago insurance professionals of Insure on the Spot at 773-202-5060.
Assessing Driving Abilities
In some cases, elderly drivers may wish to make sure that:
- They can see over the display panel and their view of the road is unobstructed
- The individual is able to see out of all mirrors
- Car doors are lightweight and not difficult to open and close
- Seats are easily adjustable and do not put the driver at risk while in the vehicle
- All instruments are easy to read and in-car systems can be easily operated
If the driver feels that he or she can competently operate the vehicle without trouble, they may decide that they are safe on the road. In such cases, the person may wish to establish additional insurance coverage to make sure they are protected in case of an accident.
For more information on elderly drivers and car insurance, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.