While responsible parents may take great pains to emphasize safety behind the wheel to the new driver in the family, insurance companies are often forced to impose higher rates on a teenager’s insurance policy due to the high risk of insuring young drivers. Parents understandably wish to find the best possible insurance deals with the most discounts included in the package.

Fortunately, there are a few different ways that parents and families can save on insurance policies for new drivers, especially if they choose to bundle their insurance coverage into a family plan. If you are looking for affordable car, truck, or motorcycle insurance in the Chicagoland area, contact an experienced Chicago car insurance agent of Insure on the Spot at 773-202-5060 today.

Common Insurance Discounts

While insurance rates for teenagers are usually noticeably higher than those of experienced older drivers, there are ways that parents can save on policies for their young drivers, including:

• Discounts for bundled packages (typically up to four family members and four vehicles per plan)
• Good Student discounts for teenagers with good grades in school
• Discounts for completing drivers’ safety classes

In order to maximize the benefits your family may receive through your auto insurance provider, it is important to stress the importance of safety behind the wheel to teenage drivers in your household. Speeding tickets, accidents, and traffic violations all can negatively impact a driver’s insurance rating, and can make policy payments quite expensive.

Contact Us

For a free, no obligation, no hassle insurance quote in the Chicagoland area, contact the Chicago car insurance agents of Insure on the Spot at 773-202-5060 today.