Finding insurance as a high risk driver can be a challenge, and high risk drivers often end up paying more for their coverage. Insure on the Spot specializes in insurance for all motorists and we have the resources to find you coverage at the lowest possible price – period!

Read on to find out more about high risk drivers, SR22s and how we can help you find the coverage you’re looking for.

Am I considered High Risk?

There are many reasons why a driver might be considered high risk. If you’re wondering why your insurance premium is higher than average, it might be that you’re considered a high risk driver.

• A high risk driver might have received multiple tickets or been in multiple accidents.
• A driver convicted of a DUI or DWI is likely to be considered high risk.
• A new driver or teen driver might be considered high risk due to inexperience.
• Elderly divers can also be categorized as high risk.
• If you’re previously uninsured, insurers might be hesitant to insure you or raise their rates.
• Insurers may even take into account your address and credit history.

If you fall into any of the above categories, contact Insure on the Spot. We can help you find insurance no matter what your driving history may be, and ensure your coverage fits your budget and your needs.

SR-22

If your license has been suspended or revoked and you require an SR-22 policy for reinstatement, you’re a high-risk driver.

The Secretary of State will let you know if you require an SR-22 policy. If you do, we can help you get the proper documentation for reinstatement online, within minutes.

We specialize in providing SR-22s, so simply give our team a call to get started and for answers to any questions about this process.

Trust in Insure on the Spot!

Insure on the Spot is committed to helping you find the auto insurance payment plan that fits your lifestyle and budget. We provide low down-payment options and our pay-as-you-drive plans give you flexibility.

We understand how important it is to be able to drive in Chicagoland. Having reliable auto insurance can bring you peace of mind, security and opportunity. We are here to help ensure you can make the most of your vehicle. Insure on the Spot is the ideal auto insurance provider for any high risk driver. Get in touch with our friendly team today to find out more!