Farm vehicles have the sole purpose of maintaining and running a farm. Many vehicles used on the farm will rarely or never drive on the road, or will drive only in limited areas for limited distances. Although many farm vehicles were not previously required to hold insurance, in many places, your farm vehicle must be covered by insurance if it is to be driven on a public road at any time. Even if farm vehicle insurance is not required in your area, it is important to insure your vehicle in case of an accident.

The Hazards of Farm Vehicles

Farm vehicles can be just as hazardous as passenger cars, and in many cases can cause more damage or injuries than a car can. In addition, many farm vehicles are expensive and worth far more than a passenger car. If a farm vehicle is lost, the out-of-pocket cost to replace it can create a huge financial burden. Therefore, it is recommended that farm vehicle owners purchase insurance in order to cover their losses in the event of an accident.

Insurance for farm vehicles is also a good idea in case of an accident involving another vehicle. If your vehicle is damaged in a collision, you may not be able to afford the cost of repairs to your vehicle. Whether the fault was your own or the accident was caused by a negligent driver, farm vehicle insurance can help cover the damages to your vehicle or the passenger car in the event of a collision.

Contact Us

For more information about farm-use vehicle insurance, contact the Chicago auto insurance agents of Insure on the Spot today at 773-202-5060.