July 1st brought significant news for Illinois drivers. From this day forward, they will undergo a bi-annual auto insurance electronic check.

Launched by the State of Illinois, the new program aligns with national standards established by the Insurance Industry Committee on Motor Vehicle Administration. Insurance companies are required to work alongside the Secretary of State’s office to digitally confirm that motorists have automobile insurance.

“My office has led the effort to establish and implement an automobile insurance verification system online which will serve to reduce the number of Illinois motorists driving while uninsured,” explained Secretary of State Jesse White. “The message is simple: if you don’t have auto insurance, get covered now. It is the law.”

What Are The Consequences/Implications?

If you’re an Illinois driver, it’s important to understand how the new Insurance Verification System works. Twice a year, at random intervals, your vehicle’s insurance will be verified electronically. No action will be needed on your part, as this is an automatic process.

If you’re found without insurance, you won’t be penalized right away. First, you’ll receive a letter urging you to purchase appropriate coverage. Failing to comply will result in your license plate being suspended and you will be charged a $100 reinstatement fee.

While you may think of visiting a Driver Services facility as your next step, you should actually contact your insurance company or agent to give them the reference number you received from the Secretary of State. The agent will confirm electronically, using the www.ILIVS.com site, that you have automobile insurance on the verification date stated in the letter.

If you don’t currently have automobile insurance, any minute you postpone the process gets you closer to temporarily losing your driving rights.

The new insurance requirements will ensure Illinois vehicle owners stay safe at all times. Prior to July 1st, uninsured Illinois drivers didn’t face any consequence and many relied on luck to maintain a clean driving record.

New Hampshire and Virginia are the only two states that don’t require car insurance. However, forgoing auto insurance in any other state, including Illinois, can backfire in the long run. Having car insurance not only protects your car, but also shields you from medical expenses, financial liability, and legal consequences.

The minimum auto coverage required in Illinois is $25,000, but this is barely enough to pay for a day in the hospital. With Insure On The Spot, you can receive sufficient car insurance at competitive rates and avoid a license plate suspension.

Since we opened our doors in 1986, we’ve successfully served over 1 million Chicago families with auto and SR22 insurance and we can do the same for you. Our team knows how busy you are, so we’ll do the legwork of comparing insurance companies to help you choose the right fit. We won’t even ask you for your personal information or a credit check.

Insure On The Spot will help you comply with the Electronic Verification of Illinois Auto Vehicle Insurance today by providing you with excellent coverage! Fill out this simple form and get a free auto insurance quote in 2 minutes. You can also get in touch with one of our experts at (773) 202-5060, Monday through Saturday from 8 am to 9 pm.