SR-22 vs FR-44: Which Do You Need in Illinois?

If you’re an Illinois driver, you almost certainly need an SR-22 — not an FR-44. FR-44 is a financial responsibility filing used exclusively in Florida and Virginia, while Illinois uses the SR-22 system under 625 ILCS 5/7-601 to verify that… Read More ›

Filing SR-22 in Illinois means your insurer submits a financial responsibility certificate to the Illinois Secretary of State on your behalf. Illinois requires this filing for a minimum of three years under 625 ILCS 5/7-601, and any lapse in coverage… Read More ›

An SR-22 is a financial responsibility certificate — not an insurance policy — filed by your insurer directly with the Illinois Secretary of State to prove you carry minimum auto liability coverage. Illinois requires SR-22 filings for a minimum of… Read More ›

Liability Insurance vs. SR-22 Coverage – they sound similar, but these are distinct. Liability insurance covers others’ injuries or damages if you’re at fault. At the same time, an SR-22 is a certificate that proves you carry the required insurance,… Read More ›