Does Age Affect Car Insurance Rates?
Does Age Affect Car Insurance Rates? ›
Did you know that an 18-year-old’s annual premium averages around $5,200, whereas a 50-year-old pays roughly $1,700 on average? That’s because younger drivers and very senior drivers usually pay the highest premiums. A simple reason is that insurers set rates… Read More ›
Does Car Insurance Cover Hitting a Pole? ›
Ever hit a pole with your car and wonder if insurance would cover the damage? The answer depends on what coverage you have. Collision insurance covers damage to your car, while liability covers damage to the pole. For guidance… Read More ›
What Should I Do If I Hit a Parked Car? (Steps to Take Immediately) ›
If you hit a parked car in Illinois, don’t leave—try to find the owner, leave a note with your contact and insurance info, document the damage, and report it if required. Then notify your insurer quickly so the claim… Read More ›
Do Car Insurance Companies Require a Vehicle Emissions Test? ›
No — car insurance companies don’t require an emissions test to start a policy. Emissions testing is a state requirement for vehicle registration, and Illinois can deny registration renewal if your vehicle doesn’t comply. Here’s how Illinois emissions testing works,… Read More ›