Mechanical Breakdown Insurance in Chicago: What Drivers Need to Know

Mechanical Breakdown Insurance (MBI) helps cover costly car repairs due to mechanical failures not caused by accidents. For Chicago drivers, MBI can be especially beneficial, protecting you against unexpected repair bills resulting from harsh weather and city driving conditions. Unlike… Read More ›

Comprehensive car insurance is an optional coverage that protects your vehicle from non-collision incidents. In other words, it covers damage to your car caused by things other than a car crash. For Chicago drivers, comprehensive insurance can be a lifesaver… Read More ›

Personal Injury Protection (PIP) insurance is a type of auto coverage that helps pay for your medical expenses and lost wages if you’re injured in a car accident, regardless of who is at fault. In Illinois (including Chicago), this coverage… Read More ›

TL;DR: Yes, you can let someone borrow your car in Chicago, but it’s important to understand how your insurance applies and any potential risks. Most policies cover permissive use, but exceptions, like the driver’s history or commercial use, may not… Read More ›