Can I Let Someone Borrow My Car? Insurance Considerations in Chicago

TL;DR: Yes, you can let someone borrow your car in Chicago, but it’s important to understand how your insurance applies and any potential risks. Most policies cover permissive use, but exceptions, like the driver’s history or commercial use, may not… Read More ›

Does insurance cover electric scooter rentals? Generally, the answer is no – most standard insurance policies won’t automatically cover you on a rented e-scooter. If you’re cruising the streets of Chicago on a Lime or Bird scooter, don’t assume your… Read More ›

Insuring a sedan vs. an SUV in Chicago often comes down to specific factors rather than a simple rule. On average, insuring a typical SUV can actually be slightly cheaper than insuring a similar sedan, thanks to SUVs’ safety features… Read More ›