What Is Claim Forgiveness in Auto Insurance? (Chicago Guide)
What Is Claim Forgiveness in Auto Insurance? (Chicago Guide) ›
Claim forgiveness, also known as accident forgiveness, is a car insurance feature that prevents your rates from increasing after your first at-fault accident. In simple terms, your insurer “forgives” one accident so it doesn’t result in a premium hike. This… Read More ›
What Happens if You Drive Without Insurance? ›
Summary / TL;DR: Driving without car insurance can have severe legal and financial consequences. Every U.S. state (except one) requires at least a minimum level of auto insurance by law, so being caught without coverage means you can face hefty… Read More ›
My Parked Car Just Got Hit… What Can I Do? ›
If you discover your parked car has been hit, don’t panic. Take a deep breath and follow a few key steps to protect yourself and streamline the claims process: call the police, document the damage, and notify your insurance company.… Read More ›
What Should I Know About Hit and Run Accidents and Car Insurance? ›
A hit-and-run accident is when a driver leaves the scene without providing contact or insurance information—a crime in all 50 states. If you’re a victim, focus on safety, call the police, and document everything. Your car insurance can help cover… Read More ›