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‹ back to All Auto Insurance Tips
Oct
28

What Are the Essential Brake Maintenance Tips for Safer Driving?

UPDATED: June 23, 2025
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Yes, you should maintain your car’s brakes regularly to drive safely. Key brake maintenance tips include having your brakes inspected on a regular schedule, replacing worn-out brake pads before they get too thin, keeping your brake fluid at the proper level (and changing it every couple of years), and never ignoring warning signs like squeaky or “soft” brakes. 

Proper brake upkeep can literally be a lifesaver: worn brakes create less friction and increase your stopping distance, meaning a near miss with good brakes could become a serious crash with bad ones. In fact, Illinois law requires that “all brakes shall be maintained in good working order” for your vehicle to be roadworthy. By following the brake maintenance tips below (and reaching out to a professional if you’re unsure), you’ll ensure your brakes remain dependable whenever you drive. 

If you have questions about vehicle safety or how maintenance affects your insurance, call Insure on the Spot at 773-202-5060 for expert guidance.

Why is Regular Brake Maintenance So Important?

Keeping your brakes in top condition is critical for safe driving. Your brakes are the only system that can quickly slow down or stop your car to avoid an accident, so if they fail, the results can be catastrophic. Worn or faulty brakes reduce your braking power and lengthen the distance needed to stop the car. What might have been a fender-bender with healthy brakes can turn into a major collision if your brakes can’t grip properly. 

Beyond safety, maintaining your brakes is also legally required: drivers in Illinois (and most states) must keep their brakes “in good working order” at all times. If you neglect your brakes and get into a crash due to brake failure, you could be found at fault for not maintaining your vehicle. Insurance companies also take maintenance seriously – in many states they are even allowed to deny an accident claim if poor upkeep (like worn-out brakes) contributed to the crash. In short, good brakes not only protect lives but also shield you from legal and financial trouble. 

Regular maintenance gives you confidence that your car will stop when you need it to, and it helps you avoid costly repairs by catching problems early.

How Often Should You Get Your Brakes Checked?

It’s recommended to have your brakes inspected routinely so that any wear or problems can be caught before they lead to failure. Automotive experts advise getting a professional brake inspection about every 6 months (for example, at every other oil change) – or even more frequently if you do a lot of aggressive or stop-and-go driving. 

At minimum, you should have your brakes looked at at least once a year, according to maintenance experts. It’s also smart to do a quick self-check in between formal inspections: for instance, peek at your brake pads through the wheel spokes – if the pads look thinner than about 1/4 inch (6 mm), it’s time to replace them. You can also monitor your brake fluid reservoir under the hood; if the fluid is below the “MIN” line or looks dark, you may need a top-up or fluid change (more on that below). 

The bottom line is to make brake inspection a regular part of your car’s maintenance schedule – don’t wait until something feels wrong. Many shops offer free brake checks, so taking advantage of those every few months can help ensure your brakes stay in safe working condition.

How Can You Tell If Your Brakes Need Service?

Your car will warn you when the brakes are starting to suffer – don’t ignore those red flags. Look out for these common warning signs of brake problems, and get them checked ASAP if you notice any:

  • Squeaking or Squealing Noises: A high-pitched squeak when you apply the brakes usually means your brake pads are worn thin. Most pads have wear indicators that start making a squeal to get your attention. Grinding or scraping sounds are even more serious – that often means the pads are completely worn through and the metal backing plate is hitting the rotor. Driving on grinding brakes can destroy your rotors, so address this immediately.
  • Car Pulls to One Side: If your vehicle veers left or right when braking, it could indicate a stuck caliper or uneven brake pad wear on one side. It might also be a sign of a brake fluid leak or uneven tire pressure, but either way, it needs inspection.
  • Vibration or Wobbling When Braking: A shaking steering wheel or pulsating brake pedal is a classic sign of warped brake rotors. Heat and wear can cause the rotors (the discs) to wear unevenly. If you feel vibrations during braking, have a mechanic check whether the rotors can be resurfaced or need replacement.
  • Soft or Spongy Brake Pedal: If your brake pedal feels mushy and goes nearly to the floor before the car starts to slow, you might have air in the brake lines or low brake fluid. This can drastically reduce braking effectiveness. It could also signal a failing brake master cylinder. In any case, a “soft” pedal means your brakes need immediate attention.
  • Brake Warning Light Comes On: Modern cars have a dashboard brake warning light. If it stays lit (and you’re sure your parking brake isn’t engaged), the car is telling you there’s an issue – anything from worn pads to low fluid or an ABS system fault. Don’t ignore a brake warning light.
  • Burning Smell or Smoke From Wheels: A sharp burning odor after extensive braking (like driving down a mountain) can mean your brakes are overheated. If you ever actually see smoke from a wheel, a caliper may be stuck, causing the brake to drag – do not continue driving in this case until it’s fixed.

If you notice ANY of the above symptoms, have your brakes inspected and serviced as soon as possible. It’s dangerous to continue driving with those warning signs. Replacing brake pads or rotors promptly when they wear out will not only restore your car’s braking performance, but also prevent more expensive damage. Remember, driving on worn brakes is a gamble that could lead to a serious accident or costly insurance claim.

How Do You Properly Maintain Your Brakes?

Proper brake maintenance isn’t just a one-time task – it involves a few ongoing practices to keep the entire brake system in good shape. Here are the most important maintenance steps for your brakes:

  • Inspect and Replace Brake Pads (and Rotors) When Needed: Brake pads are designed to wear out over time, so checking their condition is vital. Inspect your brake pads regularly – a mechanic can measure their thickness during an oil change or tire rotation. Many pads start around 8-12 mm thick when new; once they wear down to about 3 mm (around 1/8 inch), you’ll typically hear that screeching wear indicator and you should replace the pads right away. As for the brake rotors, have them inspected for grooves, cracks, or warping. Minor surface wear can sometimes be machined off (rotors “resurfaced”), but any significant damage means the rotors should be replaced for safe braking.
  • Keep Your Brake Fluid Clean and Topped Up: Brake fluid is the lifeblood of your braking system – it transmits the force from your foot on the pedal to the brakes at the wheels. Over time, brake fluid can absorb moisture from the air, which reduces its effectiveness and boiling point, potentially leading to brake failure in extreme cases. Most automakers recommend flushing and replacing your brake fluid about every 2 years (check your owner’s manual for the exact interval). At least once or twice a year, check the brake fluid reservoir under your hood. The fluid should be a clear golden color; if it’s very dark, that’s a sign it’s contaminated and due for a change.
  • Check Brake Lines and Hardware for Damage or Leaks: Your brake system also includes various mechanical and hydraulic parts that deserve attention. Once in a while, inspect the brake lines and hoses (the flexible rubber hoses near each wheel and metal lines along the chassis) for any signs of fluid leakage, cracking, or corrosion. A leaking brake line will eventually cause brake failure, so it’s crucial to catch in advance. Likewise, pay attention to the brake calipers – if a caliper is seizing up it may cause the car to pull to one side or the brakes to drag (overheat).

What Driving Habits Help Extend Your Brakes’ Life?

Believe it or not, how you drive can make a huge difference in how long your brakes last. Good driving habits will reduce unnecessary wear on the brake pads and rotors. Here are some tips to make your brakes last longer between replacements:

  • Avoid aggressive, hard braking. Try not to slam on the brakes unless it’s an emergency. Frequent hard braking wears out pads much faster and can overheat your rotors.
  • Anticipate your stops. Pay attention to traffic flow and signals so you can gradually slow down instead of stopping abruptly. Coasting to a stop is gentler on your brakes.
  • Don’t “ride” the brakes downhill. On long downgrades, use engine braking (shift to a lower gear) to help control your speed, rather than constantly pressing the brake pedal.
  • Keep a safe following distance. By not tailgating, you won’t need to brake hard if the car in front of you stops suddenly. You can brake smoothly and lightly.
  • Avoid carrying unnecessary heavy loads. Extra weight in your vehicle puts a greater strain on the brakes, causing them to heat up and wear faster.

Can You Drive with Bad Brakes?

No – driving with bad brakes is extremely dangerous, and also potentially illegal. If your brakes are worn to the point that they’re not functioning properly, you should not be driving the car except straight to a repair shop. Failing brakes make it very likely you’ll have an accident because you won’t be able to stop in time. In Illinois, specifically, the law mandates brakes that can adequately control and stop the vehicle. Driving with obviously faulty brakes (e.g., metal-on-metal grinding or brake lights on and no stopping power) could be deemed negligent or reckless by law enforcement.

Will Insurance Cover an Accident Caused by Brake Failure?

If your brakes fail and cause an accident, whether insurance will cover it can depend on the circumstances. However, insurers may deny claims if they find you were negligent in maintaining your car. It’s always best to keep your brakes in good shape to ensure both your safety and to avoid complications with your insurance coverage.

Brake Maintenance Checklist (Quick Reference)

Maintenance TaskWhen to Do It
Brake InspectionsEvery 6–12 months, or at every oil change service.
Brake Pad ReplacementEvery 30,000–50,000 miles (check at every tire rotation).
Brake Rotor ServiceInspect with every pad change; replace or resurface as needed.
Brake Fluid ChangeEvery 2–3 years, or if fluid is dark.
Brake Lines & HosesInspect at every service for leaks, cracks, or corrosion.

Frequently Asked Questions


Q: How often should I inspect my brakes, and what should I look for?
A: Have a professional check your brakes at least once or twice a year. Between those inspections, visually check your brake pads (make sure they’re thicker than 1/4 inch) and look at the rotors for any deep grooves or cracks. Also, monitor your brake fluid level and color – low or dirty fluid indicates it’s time for service.


Q: What driving habits can extend the life of my brakes?
A: Drive smoothly, avoid hard braking, and anticipate your stops. Keep a safe distance from other vehicles and avoid riding the brakes on downgrades. Reducing unnecessary weight and practicing gentle braking will all help prolong your brake life.


Q: What are common warning signs of brake trouble?
A: Squealing or grinding sounds, a soft brake pedal, or a vibration when braking are all signs of brake issues. Pay attention to the brake warning light and get immediate service if these appear.


Q: When should I replace my brake pads or rotors?
A: Replace pads when they reach around 3mm thick or when you hear the wear indicator. Rotors should be replaced if warped, cracked, or below minimum thickness.


Q: Do I need to change my brake fluid, and how often?
A: Yes, brake fluid should be flushed every 2-3 years or if it becomes dark. Regular fluid checks can prevent issues with braking performance.


Q: If my brakes fail and I crash, will my insurance cover it?
A: Insurance may cover damages caused by brake failure, but if negligence is found (e.g., ignoring brake maintenance), your claim may be denied, and you could be deemed at fault.


Get a Quote Today!

For expert advice on brake maintenance or vehicle safety, contact Insure on the Spot at 773-202-5060. Get a free quote or discuss your insurance needs today!

 

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