When most people think of car insurance, they think of the coverage and protection that it gives them in the event of an accident. However, auto insurance can extend to protect you in many more situations than just a collision with another vehicle. If your vehicle is damaged during a storm, for instance, a unique type of insurance called comprehensive coverage can help to cover the costs of your vehicle repairs. During the winter months, some of the greatest threats to a reliable vehicle are the harsh elements and the possibility of damage from a winter storm or blizzard.
Blizzards and Your Vehicle
A blizzard can be a costly event that leaves your vehicle damaged and in need of repair. Some of the car repair costs of a winter storm may include:
- Cosmetic damage, such as dents or scratches
- Roof damage from falling branches or other debris
- Frozen tubing or lines, which can crack or break
- Engine damage from running a vehicle without the appropriate antifreeze
- Cracked or broken windows from falling debris
Clearly a blizzard can cause a significant amount of damage to a vehicle, leaving you with hundreds or even thousands of dollars in repair costs. If you are protected with comprehensive car insurance, however, your insurance company will help to cover the necessary repair costs as indicated in your policy. Rather than paying for all of the repairs out of pocket and on your own, you may be left with only a small deductible while your insurer covers the rest.
To learn more about finding an affordable comprehensive coverage plan to protect your vehicle from storm damage, contact the Chicago car insurance agents of Insure on the Spot today at 888-972-SAVE.