Tips & Resources

Insure On The Spot Editorial Team

Safety

What to Do If You Witness a Car Accident in Chicago

If you witness a car accident in Chicago, your top priority is safety, both yours and others. Pull over safely, turn on your hazard lights, and call 911 to report the incident. Only approach the scene if it’s safe…

Safety

Top 5 Tips for Driving Again After an Accident in Chicago

If you’re feeling anxious about getting behind the wheel after a crash, you’re not alone. These tips for driving again after an accident can help Chicago drivers regain confidence and return to safe driving. Whether you’re a new driver…

Safety

Top 5 Safety Tips for Driving in Fog in Chicago

Driving in foggy conditions can be especially dangerous on Chicago’s busy roads and expressways. Safety tips for driving in fog include slowing down, using proper lighting, and staying alert. With reduced visibility, one wrong move could lead to an…

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Tips

Does Driving Stress You Out? Chicago Driving Tips

Driving in Chicago can be overwhelming – congested highways, tight schedules, and aggressive drivers can trigger stress for even the calmest person. If you’re asking, “Does driving stress you out?”, the answer is probably yes, especially on a busy…

Safety

How To Safely Share The Road with Big Vehicles in Chicago

Chicago drivers often wonder how to safely share the road with big vehicles such as semi-trucks, buses, and large delivery rigs. Commercial trucks in Illinois can weigh up to 80,000 pounds and may require nearly two football fields to…

Maintenance

Top 10 Surprising Ways You’re Hurting Your Car in Chicago

Even as Chicago drivers, we know the city can be tough on our cars. What many people don’t realize is that common habits make it even worse. These 10 everyday mistakes – from pothole hits to maintenance shortcuts –…

Education

How to Choose the Best Driving School in Chicago

Wondering how to choose the best driving school in Chicago? First, prioritize state certification and qualified instructors – Illinois requires any teen program to include 30 hours of classroom plus 6 hours of behind-the-wheel training. Local expertise matters, so…

Tips

How to Teach Someone to Drive Safely in Chicago

If you’re looking for tips for how to teach someone to drive, you’ve come to the right place. Teaching driving skills to a new learner requires patience, practice, and clear instruction. In Chicago, where heavy traffic, winter weather, and…

Safety

Safety Tips for Driving in the Rain in Chicago

Driving in the rain can be dangerous, but Chicago drivers can stay safe by planning. Safety Tips for Driving in the Rain include slowing down, using proper tires, and keeping your lights on. In Chicago’s heavy downpours, quick reflexes…

Legal

DWI vs DUI: Is There a Difference in Illinois?

Illinois drivers often wonder if there’s a difference between DWIs and DUIs—but under Illinois law, they’re the same offense. Illinois exclusively uses the term DUI (Driving Under the Influence) for all impaired driving charges, whether due to alcohol or…

Safety

Deer Season: Safe Driving Tips for Chicago Drivers

Deer mating season significantly increases the risk of vehicle collisions across Illinois, especially from October through January. Deer season safe driving tips for Chicago drivers include heightened awareness at dawn and dusk, proper use of headlights, and avoiding sudden…

Maintenance

How to Avoid Door Dings in Your Garage

Chicago’s tight garages and crowded parking spaces can make car door dings a common annoyance. You can avoid door dings in your garage by parking strategically, adding protective padding, and opening your doors slowly and carefully. In a busy…