Tips & Resources

Insure On The Spot Editorial Team

Vehicle Type Guides

Easy, Affordable DIY RV Remodel Projects in Chicago

Looking to update your RV without spending a fortune? It’s possible with a few easy, affordable DIY RV remodel projects that make a big impact. Chicago RV owners can brighten up their camper interiors with simple upgrades like fresh…

Safety

How To Secure Your Load On The Road in Chicago

Securing your load on the road is essential for safety, and it’s also required by law in Illinois. In Chicago, busy highways like the Kennedy Expressway see debris-related accidents when items fall from vehicles. Knowing how to secure your…

Safety

How to Help Prevent an RV Fire in Chicago (Year-Round RV Safety)

To help prevent an RV fire, practice smart preparation and caution. Regularly maintain all your RV’s systems, use appliances safely, and equip it with the right safety gear. Chicago RV owners face fire risks in every season—from winter heating…

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Maintenance

5 Ways to Help Extend the Life of Your Vehicle in Chicago

For Chicago drivers, making your car last longer comes down to good maintenance and smart habits. To extend the life of your vehicle, always stay on top of oil changes, tire care, and fluid checks. Avoid aggressive driving on…

Coverages

New Car Replacement Insurance in Chicago: What Drivers Need to Know

New Car Replacement Insurance is an optional coverage that helps Chicago drivers replace a totaled or stolen new car with a brand-new vehicle of the same make and model. In Illinois, standard auto policies only pay the depreciated value…

Coverages

Car Replacement Insurance in Chicago: What You Need to Know

Car replacement insurance in Chicago is an optional add-on coverage that helps drivers replace a totaled new car with a brand-new one of the same model. It protects Chicago drivers from losing out due to vehicle depreciation after accidents…

Coverages

What is Comprehensive Car Insurance?

Comprehensive car insurance is an optional auto insurance coverage that helps pay to repair or replace your car if it’s damaged by non-collision events like theft, vandalism, fire, natural disasters, or even hitting a deer. In other words, it…

Coverages

Deductible Fund: How It Works for Chicago Drivers

A deductible fund is an optional auto insurance feature that helps you cover your deductible by building up a special savings account within your policy. In a busy city like Chicago, where accidents and claims are common, this fund…

Vehicle Type Guides

Top 10 Ways to Save Fuel with Your RV in Chicago

In Chicago’s busy traffic and beyond, fuel costs for RV adventures can add up fast. The best ways to save fuel with your RV include proper maintenance, lightening your load, and adopting efficient driving habits. Simple changes like checking…

Tips

Car-Related Gadgets That Can Safely Spice Up Your Drive in Chicago

For drivers in Chicago, car-related gadgets that can safely spice up your drive include everything from dash cams to tire pressure monitors. These devices enhance safety and convenience on Illinois roads, making your daily commutes or road trips easier,…