Tips & Resources
Maintenance
In Chicago’s unpredictable weather, knowing the steps to change your windshield wipers is essential for safe driving. To change wiper blades, you simply lift the wiper arm, unclip the old blade, and snap on a new one—no special tools…
Coverages
In Chicago, understanding stacked vs. unstacked car insurance can help you maximize your coverage. Stacked uninsured/underinsured motorist (UM/UIM) coverage lets you combine the coverage limits of multiple vehicles, giving you more protection if an uninsured driver hits you. Unstacked…
Safety
Driving in Chicago’s busy traffic is challenging enough, but a brake failure can be downright scary. If you ever face this emergency, you need to know exactly what to do if your brakes fail to avoid a crash. Stay…
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773-202-5060Affordability
Chicago drivers often ask, “Do red cars cost more to insure?” The answer is no – your car’s color does not affect your insurance premiums. Insurance companies don’t even ask for your vehicle’s color when quoting a policy. Whether…
Tips
If you’re a Chicago driver wondering whether you should cancel your car insurance or adjust your policy, the answer depends on your situation. In many cases, changing your policy is a safer bet than canceling because it keeps you…
Education
In Chicago and across Illinois, parking tickets do not directly affect your car insurance rates. These minor infractions are non-moving violations, so they won’t show up on your driving record or prompt insurers to raise your premium. However, unpaid…
Affordability
Yes – choosing a high deductible auto insurance plan can save you money on your monthly premium. By taking on a larger share of potential costs, you’ll pay less each month for coverage. Many Chicago drivers see immediate savings,…
Education
For Chicago drivers, cracked windshield laws in Illinois mean you can get a ticket if the damage obstructs your view. Illinois law prohibits driving with anything that impairs your vision, so a sizable crack or chip in the wrong…
Vehicle Type Guides
The coolest vintage cars on the road today continue to turn heads, especially on the streets of Chicago. Classic vehicles bring a unique blend of style, nostalgia, and raw automotive character that modern cars just can’t match. In this…
Coverages
Collision vs. Comprehensive Coverage can be confusing for Chicago drivers, but understanding the difference is key to protecting your car. In simple terms, collision insurance pays for damage to your vehicle from a car accident, while comprehensive insurance covers…
Coverages
Hydroplaning is a serious risk for Chicago drivers during heavy rain. If your car skids across wet pavement and crashes, will your insurance cover the damage? The short answer is yes—with the right coverage. Collision insurance typically pays for…
Vehicle Type Guides
Chicago drivers often wonder what color car gets pulled over the most, and the answer might surprise you. Despite the popular myth about red cars, white vehicles get pulled over the most on the road. This isn’t because Chicago…