Tips & Resources
Coverages
Does car insurance cover water damage? In most cases, yes — but only if you have the right coverage. Chicago drivers face heavy rain, floods, and hail that can soak your car. Only comprehensive insurance pays for these types…
Coverages
For Chicago drivers, whether car insurance covers a slashed or flat tire depends on how the damage happened and what type of coverage you carry. For example, if your tires were slashed by vandalism, comprehensive coverage typically pays to…
Claims
If you hit a deer while driving in Illinois, your car insurance may cover the damage, but only if you carry comprehensive coverage. In Chicago, deer-related crashes are less common than in rural areas, but they still happen, especially…
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773-202-5060Legal
For Illinois drivers in Chicago, changing your name on a driver’s license is a straightforward process. You’ll need to provide proof of your name change (like a marriage certificate or court order) and visit an Illinois Secretary of State…
Education
In Chicago, drivers recognize the octagonal stop sign everywhere, but how did that iconic shape come to be? Over a century of safety innovation transformed the stop sign from a simple square to the red eight-sided symbol we know…
Safety
Is your car’s engine running hot on a busy Chicago street? Knowing the essential steps to take when your car overheats can save you from a blown engine and a substantial repair bill. In Chicago’s heavy traffic and summer…
Tips
In Chicago, if you’re buying a car on the weekend, you might wonder if you can get insurance immediately. The answer is yes – you can secure auto insurance even on a Saturday or Sunday. Many insurers (including Insure…
Coverages
In Chicago, drivers are discovering how telematics and car insurance go hand-in-hand to lower costs. Telematics programs use smart technology to monitor your driving habits, and Insure on the Spot can use this data to personalize your premium. Safe,…
Safety
Catalytic converter theft is a growing concern in Chicago, but you can take steps to protect your vehicle. The best ways to prevent catalytic converter theft include installing a shield or cage, etching and painting your converter, parking in…
Maintenance
Car engine filter – what is it, and why should Chicago drivers care? Simply put, it’s the part of your car that filters dust and debris out of the air before it goes into your engine. Replacing it is…
Affordability
In Chicago, car insurance rates typically go down as drivers gain experience and maintain clean records. When do car insurance rates go down? For most Illinois drivers, significant decreases happen once you reach early adulthood (around age 25) or…
Maintenance
Squeaky brakes are a common concern for drivers, and they usually mean something needs attention. The most frequent causes of squeaky brakes include worn-out brake pads, rust from Chicago’s harsh weather, or even simple dust buildup. This guide explains…