Driver’s education is more than a rite of passage—it’s a proven way to keep new drivers safe and reduce insurance costs. In Illinois, it’s also often a legal requirement for anyone under 18. Studies show that teen drivers who complete a certified driver’s ed course are significantly less likely to crash or get tickets. For Illinois families, driver’s education not only builds lifelong safe driving habits—it can lead to lower insurance premiums too.
For help with coverage or SR-22 needs, call Insure on the Spot at 773-202-5060 today.
How Does Driver’s Ed Make Illinois Drivers Safer?
Formal driver’s education teaches critical skills like hazard recognition, safe braking, and defensive driving. Teen drivers without formal instruction are over 20% more likely to be involved in a crash. Research from the University of Nebraska–Lincoln found that students who completed driver’s ed were:
- 75% less likely to get a traffic ticket
- 16% less likely to be involved in any crash
Driver’s ed prepares teens to handle real-world road conditions before they’re on their own. They learn how to manage distractions, navigate intersections, merge onto highways, and respond to emergencies under instructor supervision. These early lessons build confidence, reduce risky behavior, and establish responsible habits from day one.
Can Driver’s Ed Help Lower Car Insurance Premiums?
Yes. Many insurers—including Insure on the Spot—offer discounts to teen drivers who complete an approved course. Typical savings range from 5% to 15%, which can add up to hundreds of dollars annually. Here’s how to qualify:
- Submit proof of completion: Provide your insurance provider with a certificate from the school or online program.
- Ask about extra discounts: You may also qualify for a good student discount or a safe driving incentive.
- Choose a modest vehicle: Driving a safe, affordable car can enhance insurance savings.
Completing driver’s ed signals to insurers that the new driver is lower risk—making them more eligible for affordable coverage.
Is Driver’s Ed Required to Get a License in Illinois?
Yes—if you’re under 18, driver’s ed is mandatory. Here’s how it works in Illinois:
- At age 15, teens can apply for a learner’s permit only if they are enrolled in a state-approved driver’s education course.
- The permit must be held for 9 months, during which the teen must log 50 hours of supervised driving (including 10 at night).
- To get a license at 16 or 17, teens must complete the full course, pass the state tests, and remain conviction-free.
For new drivers age 18–20, Illinois requires a separate 6-hour Adult Driver Education Course if they did not complete a teen program. Only drivers age 21+ can apply for a license without any formal training—but driver’s ed is still strongly recommended.
What Does Driver’s Ed Teach in Illinois?
Illinois driver’s education programs include:
- 30 hours of classroom instruction
- 6 hours of behind-the-wheel training
- 6 hours of in-car observation
These programs are designed to build competence in:
- Traffic laws and rules of the road
- Hazard perception and defensive driving
- Vehicle control and maneuvering
- Night driving, highway merging, and weather conditions
- Basic maintenance (checking tire pressure, oil, etc.)
Many courses also include test preparation, DUI awareness, and state-specific topics like Illinois’ GDL laws and mobile phone restrictions for minors.
Does Driver’s Ed Affect SR-22 Requirements?
Driver’s ed won’t remove an SR-22 requirement—but it can help prevent one. SR-22 is required for drivers with serious violations (like DUIs or repeated offenses). While a teen driver can’t use driver’s ed to eliminate an SR-22, learning strong safety habits early reduces the chances of ending up in that high-risk category later on.
If you’re already required to file an SR-22, additional courses—like remedial driving programs or defensive driving—can support your path back to a clean record. Insure on the Spot helps many Illinois drivers navigate SR-22 requirements while offering affordable coverage options.
How Can Illinois Parents Choose a Great Driver’s Ed Program?
Choosing the right program is important. Look for:
- State-approved and certified providers
- Curriculum that includes defensive driving, hazard awareness, and test prep
- Flexible class formats (in-person, online, or hybrid)
- One-on-one driving lessons with experienced instructors
- Transparent pricing with no hidden fees
- Programs with strong reviews or referrals
Illinois families can choose between high school-based programs or commercial driving schools. Either path can meet the state’s requirements—as long as the course is approved by the Secretary of State. Be sure to ask about behind-the-wheel scheduling flexibility and parent involvement options, such as progress reports or parent orientation meetings.
Frequently Asked Questions (FAQ)
Q: Is driver’s ed required in Illinois?
A: Yes. Drivers under 18 must complete a state-approved course to get a license. Drivers 18–20 without prior training must complete a 6-hour adult course.
Q: What does driver’s ed teach?
A: It covers traffic laws, safe driving strategies, hazard awareness, vehicle control, parking, and real-world practice with an instructor.
Q: Can driver’s ed lower insurance?
A: Yes. Most insurers offer a 5%–15% discount to drivers who complete approved courses. Insure on the Spot applies this discount with proof of completion.
Q: Does driver’s ed help reduce crashes?
A: Absolutely. Drivers with formal training are significantly less likely to be involved in crashes or receive traffic tickets.
Q: Does driver’s ed affect SR-22 insurance?
A: Not directly, but it helps prevent risky behaviors that could lead to an SR-22 requirement. For existing SR-22 drivers, defensive driving courses may help improve your record.
Get a Quote for Safe, Affordable Auto Insurance
Whether you’re a new teen driver or a parent looking for guidance, Insure on the Spot is here to help with expert advice and affordable coverage. Call 773-202-5060 to learn how driver’s ed can lower your rates and protect your family on the road. Start your quote today and drive with confidence!