What Is Claim Forgiveness in Auto Insurance? (Chicago Guide)
What Is Claim Forgiveness in Auto Insurance? (Chicago Guide) ›
Claim forgiveness, also known as accident forgiveness, is a car insurance feature that prevents your rates from increasing after your first at-fault accident. In simple terms, your insurer “forgives” one accident so it doesn’t result in a premium hike. This… Read More ›
What Is Comprehensive Car Insurance? ›
Comprehensive car insurance is an optional coverage that protects your vehicle from non-collision incidents. In other words, it covers damage to your car caused by things other than a car crash. For Chicago drivers, comprehensive insurance can be a lifesaver… Read More ›
Personal Injury Protection (PIP) Insurance in Illinois: A Chicago Guide ›
Personal Injury Protection (PIP) insurance is a type of auto coverage that helps pay for your medical expenses and lost wages if you’re injured in a car accident, regardless of who is at fault. In Illinois (including Chicago), this coverage… Read More ›
Auto Insurance Policyholders in Illinois: Responsibilities and Rights ›
An auto insurance policyholder is the person who owns and controls the insurance policy. In Illinois, including busy areas like Chicago, policyholders have clear responsibilities and rights. You must maintain at least the state’s required liability insurance, pay premiums on… Read More ›