Winter Driving Hazards
How Can You Drive Safely in Winter? Essential Tips for Illinois Drivers ›
Driving in winter brings serious challenges—snow, ice, poor visibility, and longer stopping distances. But with the right preparation and techniques, you can reduce your risk. This guide walks you through everything you need to stay safe on the road during… Read More ›
Why Do You Need Motorcycle Insurance in Illinois? ›
TL;DR: Motorcycle insurance is required by Illinois law and protects you from major financial and legal risks. You must carry liability coverage at minimum. Riding without it could result in fines, registration or license suspension, or even SR-22 requirements. A… Read More ›
When is a Car Considered Totaled? ›
TL;DR: A car is considered totaled in Illinois when the cost to repair it (plus its salvage value) meets or exceeds the vehicle’s pre-accident market value.
This is known as the Total Loss Formula. If your car is declared a total… Read More ›
What Is PLPD Insurance and What Does It Cover? ›
PLPD stands for Personal Liability and Property Damage insurance—a basic, liability-only auto insurance policy that meets Illinois’ legal minimum requirements. It covers injuries and damage you cause to others in an accident but does not pay for repairs to your… Read More ›