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Bodily injury liability
Provides protection if you injure or kill someone while operating your car. It also provides for a legal defense if another party in an automobile accident files a lawsuit against you.
Bodily injury liability covers injury to people, not your car.
Property damage liabilty
Protects you if your car damages someone else’s property. It also provides you with legal defense if another party files a lawsuit against you.
Uninsured motorists coverage
Pays for your injuries caused by an uninsured driver.
Given the large number of uninsured motorists, this is very important coverage to have.
Medical payments
Usually pays for the medical expenses of the injured driver and passengers in your car.
Comprehensive physical damage coverage
Pays for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen, damaged by flood or fire.
SAVINGS TIP: To keep your quote rates low, select as high an auto insurance deductible as you are comfortable paying out of pocket. If your car is older than six years, you may want to consider dropping this coverage, because insurance coverage is normally limited to the cash value of your car.
Collision coverage
Pays for damage to you car when your car hits, or is hit by, another vehicle or other object.
SAVINGS TIP: To keep your quote rates low, select as high an auto insurance deductible as you are comfortable paying out of pocket. If your car is older than six years you may want to consider dropping this coverage, because insurance coverage is normally limited to the cash value of your car.
Rental reinbursment
Coverage pays for a rental vehicle (usually up to $25 a day) when the insured’s vehicle is inoperable as a result of a loss covered under comprehensive or collision coverage.
You may add rental coverage to your policy by calling our Customer Call Center 773-202-5060
SR22 car insurance policy
An SR22 car insurance policy covers those drivers previously cited for driving without proof of car insurance if your license has been suspended or revoked.
This type of policy is required by the Secretary of State to reinstate your driver’s license. To reinstate your driver’s license, you need to purchase at least a minimum liability insurance auto policy.
Click here for SR22 online quote!
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Providing auto insurance for you and your car in Chicago, Illinois and Indiana is what our company does best. Our online quotes will save you time and money, helping you to find the right coverage at the lowest price – no matter what your driving record may be. Whether you have a new vehicle with low mileage, a used vehicle with quite a few miles, good credit, bad credit or no credit, our experienced agents will help you find the best rates around. We offer accident, liability, collision,comprehensive, medical and other automobile policies for cars, trucks and motorcycles that belong to you or your business. Compare and save with us today! |
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 © 20105485 N. Elston * Chicago IL * 60630
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