Speeding Tickets and Car Insurance

According to the National Highway Traffic Safety Administration, speeding accounts for nearly one-third of the crash-related fatalities in the United States each year.  Efforts to reduce the number of speed-related accidents have led to more police presence on the roadways, stricter enforcement of speed limits, and harsher fines and sentences for those found guilty of speeding.

Speeding tickets can have a pronounced effect on your driving record and in turn can increase your car insurance rates.  For more information on auto insurance in the Chicagoland area, contact the car insurance professionals of Insure on the Spot at 773-202-5060.

What to Do If You Get a Speeding Ticket   

Depending on the circumstances surrounding your ticket, there are a few options you may take to remove it from your record:

Fight it in court. Occasionally, drivers accused of speeding may contest the ticket in court.  If the officer does not appear or if the driver can sufficiently defend his or her position, the case may be dropped.

Occasionally, errors or other omissions may be enough for the court to dismiss the ticket.

Certain states have programs for ticket dismissal, especially if you have an otherwise clean driving record.

Many states offer drivers’ safety courses that allow for ticket dismissal upon completion. These courses are typically a few hours in length and are often offered in person and online.

Whatever course of action you choose to take, it is important that the individual who receives a speeding ticket resolve the issue in a timely fashion. Failing to deal with a ticket may result in a warrant for your arrest, fines, and incarceration.

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