Moped Insurance

A moped is a lightweight vehicle that can either be pedaled like a bicycle or operated with a small gasoline engine. These two options make the moped a versatile commuting option, as you can ride it like a bicycle or use the engine on steep hills or to keep up with faster traffic on larger streets. While you are not required to have insurance for a moped, it is strongly recommended to at least have some coverage so that both you and your bike are insured against an accident.
 

Advantages of Moped Coverage

Some people believe that it is easier to forget about moped insurance so that you do not have to pay the month to month cost of coverage. Unfortunately, moped drivers are just as vulnerable to accidents as any road user, and without insurance you could end up paying thousands of dollars out of pocket to cover your injuries and moped damages. Instead of taking this huge risk, paying a small amount each month for moped insurance ensures that your injuries and damages will be paid for if you are hurt in an accident.

With the exception of bicyclists, moped drivers are the most vulnerable riders on the road. If you are involved in a collision, you and your bike will likely not leave the scene of the accident unscathed. Even a minor accident with a larger vehicle can lead to broken bones and internal injuries that may require extensive treatment and surgery. A small insurance payment each month can be well worth the investment to protect you from the sky-high costs that often come with a moped accident.
 

Contact Us

For more information on how we can help you find the moped coverage that you need at a competitive price, please contact the helpful Chicago auto insurance agents of Insure on the Spot today at 888-972-SAVE.